FCA (UK) published a warning about «SBank Business Online Banking» and s-bank.online. The firm is not authorised by the FCA to provide financial services in the UK.
What this means
Do not send new funds: the regulator says the firm is not authorised. Compensation schemes for licensed brokers do not cover this site.
In brief
Can I get money back from s-bank.online?
Often yes if you paid by card and dispute quickly. P2P and crypto are harder. There is no 100% refund guarantee — the bank and your documents decide.
What does the FCA warning mean?
It is an official supervisory record, not a portal review: the firm is not authorised to provide financial services. Read the regulator’s original wording.
Informational only. VernutDengi is not a regulator, bank, or payment agent.
Funds already left for s-bank.online?
Screenshot the cabinet, keep the chats, download statements. File a request so we can map a step-by-step path — without fairy tales about a guaranteed refund from s-bank.online.
There is no 100% refund guarantee. The bank, the payment rail and your paperwork decide.
s-bank.online: reviews, blocked withdrawals, extra “fees”
Most write-ups of s-bank.online agree on the ending: profit is painted first, then the account is frozen or a “commission” is demanded.
What if s-bank.online will not pay out?
Save bank proofs, balance shots and the chat log. A request here is a first-pass case review and a chargeback odds check — not a guaranteed refund.
Is s-bank.online a scam broker?
Vet s-bank.online before you fund it: licence, domain age, withdrawal small print. If funds already left, send a request instead of another deposit. FCA published a public warning linked to s-bank.online — a signal, not a court ruling.